World economic crisis so the sharp devaluation of the hryvnia has led to a totally predictable situation in the recent past: the number of borrowers who, for objective reasons can not or do not want to pay the banal loans increased dramatically. In such circumstances, banks have no choice but to take extreme measures. It was such a term can be called a process of confiscation of property of an insolvent customer in order to follow the sale … And for sale – continued link of the whole process, since banks do not need tens of thousands of squares of mortgage housing hundreds of shiny new paint cars and piles of gold. Financial institutions are in dire need of money …
“live” money, but not assets. That flit here and there ads for sale sites of collateral – a bank confiscated. In fact, deeply mistaken who thinks that this is only just apartments, country houses, cars …. Not at all, there are also luxury items, and large household appliances and industrial equipment, and even ready-made business. To date, made an extremely accurate portrait of the typical Mount the borrower and sell them the collateral. Of course, not without exception …. However, according to independent studies, most often “give up” the owners of budget items (inexpensive cars, apartments economy class), which in the current difficult economic conditions are much more profitable to give the bank the goods as collateral for the loan, rather than try to repay out of his means low wages. In second place among the “given” number of speculators, who at one time tried by hook or crook to buy housing, transportation, equipment, so that after a year or two to sell it all at greatly increased prices.
Faced with lack of demand, and bearing in her arms debt to the bank, these people have taken the right decision. Among an array of collateral, only a small percentage of those who were confiscated from owner in accordance with a court order. As a rule, banks do not tend to get involved in red tape, and clients are reluctant to buy such “illiquid” goods. That is why banks and try to negotiate with vengeance the borrower by offering him a variety of alternative solutions to the problem. When using materials from this page link to ZASTAVATORG.ORG required for Internet-editions – hyperlinks are not closed for indexing by search systems. 2010, Zastavatorg.