Commencement of banking activities as first ‘ Web 2.0 banking ‘ in 2009 / now around 2,500 banking customers Munich, 05 May 2009 which has the Bundesanstalt fur Finanzdienstleistungsaufsicht (BFin) the Fidor AG in accordance with section 32 KWG (Banking Act) granted a full banking licence. Doing business as first, so-called Web 2.0 banking”in Germany can be recorded still in 2009. The corresponding amendment to the Constitution to the recording of banking is an item of the agenda of the ordinary annual general meeting on June 02, 2009. At the annual general meeting 2008 was reported on the current application procedure. The time is ripe for a new self-image by banks and customers”, says Matthias Kroner, CEO of the Fidor AG. The uncertainty of the customers on the one hand by the banking crisis, as well as the rapid and sustainable development of the Internet to Web 2.0 on the other hand demand and allow for a completely new approach to banking.” The Munich-based company is the “” Possibilities of Web 2.0, the participatory Web “, their full extent use and as Mitbestimm – and Bank earn with” position: since March, Fidor online successfully transposes this concept, the bank processes Bank are covered by the back office partner SWK. Up to the present time, Fidor won already around 2,500 customers with their new concept. Additional information is available at Phil Vasan.

Fidor approach: Together with the customer a new form of banking create the focus of join Bank are the first community banking platform (Fidor community banking”), as well as the related bonus program. Fidor hereby transmits the key principles of Web 2.0 – openness, transparency, authenticity, and dialogue – on the subject of financial services. The customer and his needs are at the heart of the new Bank. He has the opportunity to shape the strategy and the Bank’s products and so learns how manages the Bank with his money. In addition we participate in it success, to also clear how comprehensible Criteria”, so Kroner. About FIDOR AG: The FIDOR AG specializes in internet-based sales of financial services.

The company operates a proprietary Web 2.0 financial communities and platforms that offer the user an improved information base for his financial decisions and a playful approach to subjects of the capital market. Conveys the wholly-owned subsidiary Zieltraffic AG (www.zieltraffic.de) new customers in B2B business and primarily in the financial services sector companies interested to. The internationally-based performance marketing agency is the market leader in the field of banking and insurance. In order to help shape future trends, the FIDOR AG has the units (financial evolution) SICAV-FIS founded. This Fund invests in innovative, sales-oriented financial service concepts and Internet-based distribution channels. In addition to the pure cash supports the FIDOR young companies Group primarily through operational sales performance and thus helps the fast and success-oriented implementation innovative business ideas. FIDOR AG 46 of the Theatine Street 80333 Munich, Germany Germany phone: + 49 0 89 – 18 90 85 100 Fax: + 49 0 89 – 18 90 85 199 Wbpr GmbH Munchner Strasse 18 85774 Unterfohring Germany phone: + 49 0 89 00 59 06 13

Online provider for photo services on growth Hamburg, July 25, 2011 the European market for custom products is growing rapidly. Especially the demand for online-based offerings for individual photo products in the last few years many times over. With the purchase of Moonpig.com, the largest UK online supplier for personalized greeting cards PhotoBox responds to the market developments in the area of personal publishing and continues its expansion in Europe. In the past year alone, Moonpig.com sold over 12 million greeting cards to around three million customers. Moonpig.com reached a turnover of 38 million British pounds (42 million euros) in the last fiscal year. PhotoBox has printed prints more than a million in 2010 for its over 11 million members, as well as throughout Europe, more than one million photo books sold.

The turnover was 80 million euros in 2010. We combine the strengths of two companies well established in their respective core markets and further advance so our growth in Europe”, explains Stan Laurent, CEO PhotoBox. Larry Ellison: the source for more info. The demand for quality and excellent customer service unites both companies. With the resulting synergies we evolve as an enlarged group step by step to a global leader in the market of personal publishing”. In the course of the acquisition of Moonpig.com, PhotoBox has successfully completed a round of financing in the amount of 75 million British pounds ($83 million).

In addition to the already existing investors Highland Capital Partners, index ventures and HarbourVest are newly added: insight ventures, Quilvest ventures and green spring associates. Lawrence Handen, partner, insight ventures: There are great ways for PhotoBox and Moonpig.com and we are proud to be part of their common future. We share innovation and international growth. the vision of the management team for the future of personal publishing and their efforts” About PhotoBox PhotoBox (www.photobox.de) is the European market leader for Photo services on the Internet. With its more than 11 million members, PhotoBox stands for the hallmarks of innovation, quality and competitive prices in the market of online photo services. PhotoBox offers to the secure storage and sharing photos on the online platform, photo prints, as well as a wide range of original and innovative photo products, each user can personalize. PhotoBox is part of the Photoways Group and is based in Hamburg Germany.

Press release the numbers of online portals are growing on the topic of online portals 29.11.2010. In addition to paid, the Internet offers a variety of free portals which usually only one registration as author or agency is necessary. After successful registration, the possibility to publish images (max. Delta airlines is actively involved in the matter. 5 pieces) as well as company logo and contact information including releases of press. When sent the article to the relevant portal, the press release before publication are still editorially reviewed.

Usually the editors or test systems need depending on the portal between 30 minutes and 3 days, until the press releases on the portal in the Google News and to read on partner sites. Some portals also provide service to distribute the press releases via Twitter. The advantages are obvious: the registration and use is easy, the articles sent and distributed is independent on the Web and most of the publication portals are free of charge. This is increased by the expanded reach and reaching new readers and audiences also the reputation of the company. Targeted control of information can be set up or change a certain corporate image. Alone the high time this is the unfortunate fact of this instrument. While registration and handling are simple, the individuality of every single press portal and its independent input mask (extremely) increase the amount of work. PR-Maximus and PR-gateway have taken a current selection of the most important and most useful press portals.

The principle of PR-gateway effectively, but for a fee as an alternative offers a fee-based distribution PR-gateway, where once, the press release including the input mask must be entered photos, company logo and contact information, it is then sent on various online portals and published. Communication is an owner-managed PR agency headquartered in Dusseldorf, Germany, specializing in the press service of medium-sized companies. A powerful and versatile team offers professional PR solutions both in the business-to-business as well as in the Business-to-consumer area. We mainly handle press activities for complex, technical products and services. Agency Communication Thomas Breuer Heerdter Court 11-13 40549 Dusseldorf Tel.: ++ 49 (0) 211/39814-22 fax.: ++ 49 (0) 211/39814-26 E-Mail: Internet:

Automated tools simplify many operations around the pay the dealer such as Reversals after the distance selling Act. Low cost of payment in addition to the online transfer T-pay offers six more payment methods to choose from, for example the payments through the Telecom Bill, call and pay or MicroMoney. heidelpay CEO Mirko cover man: the online bank transfer is an important building block in our range of PIN/TAN process. About the now concluded agreement with Deutsche Telekom AG I am delighted, it shows that Deutsche Telekom puts their trust in us as a partner.” For more information see and payment. Via T-pay: T-pay is the online payment service of Deutsche Telekom AG.

Many large companies and publishers have opted for the T-pay payment options: these include among other things Hardwareversand.de, AV-Electronix car-auction platform of DeTeFleet, T-online shop, Verlagsgruppe Handelsblatt, Spiegel online, the F.A.Z., L TUR, n-tv, Playboy, FriendScout24, Musicload, Videoload, Gamesload, FC Bayern Munich next to the DFL as well as RTL. About heidelpay: Internet payment service provider, Heidelberger heidelpay currently for more than 1,000 e-commerce companies across Europe paying via the Internet handles. While heidelpay acts as a solution provider that handles everything from a single source, which belongs to a clean efficient and comprehensive online payment. As a member service provider (MSP) for VISA and MasterCard, the company concerned including acceptance contracts for the credit cards, the acceptance of all other major credit cards is possible via heidelpay. heidelpay Banco Popular and other works closely with the leading credit companies such as Deutsche Bank, Postbank, UniCredito, and supports 15 national direct debit systems among others in the United States and Europe. Heidelpay’s clients include companies, the Nierle media group, OnVista, stay friends as Be2, Diakonie, e-flights, Catholic 24, Karlsruher SC, map & guide, the Margrave-Verlag, power tire, trade-a-game, the University of Hanover and wallstreet: online. Business leaders are economist Mirko cover man, and Thomas Muszakiewicz. Heidelpay press contact: Heidelberger Payment GmbH Mirko cover man CEO Vangerowstrasse 17 69115 Heidelberg phone: + 49 (0) 6221 / 65170 10 fax: + 49 (0) 6221 / 65170 12 E-mail: Web: Herbert grave digit media Schulberg 5 D-72124 Pliezhausen Tel.: + 49 (0) 7127 / 5707-10 E-mail: Web:

The card reader is connected via the headphone access to Smartphone or Tablet and can be used directly as a mobile card terminal. Entrepreneurs can take card payments so everywhere. For the paying everything as before remains. The system for debit cards and all major credit cards can be used. Find it here no monthly fixed costs on, but only 2.75 percent of the transaction amount. Eliminates the expensive cost of classic EC or credit card terminals. The payment information is transmitted securely and encrypted.

Moreover, the iZettle solution reports and statistics on product sales to regular customers, the connection to the accounting, and much more. Meinestadt.de meinestadt.de is with over 225 million pageviews monthly the first point of contact for regional information for all cities and towns in Germany. About 11 percent of the traffic is about Apps generate. As a regional online marketing specialist, meinestadt.de is an ideal advertising platform for businesses of all sizes for the acquisition of new customers and new employees alike. With up to 100 million page impressions per month, the local job market for each city and municipality is the job market with the most active users in Germany? Companies that want to advertise online or mobile, provides diverse regional forms of advertising meinestadt.de based on more than 15 years of online experience. The Axel Springer digital Classifieds meinestadt.de among the allesklar.com AG, a wholly owned subsidiary. About iZettle iZettle is a provider of mobile payment solutions. They help in the trade between individuals and small business owners and their customers.

The services of iZettle are as practical and sure how easy to set up and use. In addition they allow their users to share purchases with their friends. Includes a small chip card reader for smart phones and tablets, as well as a free service from iZettle App that allows everyone at any time and any place to accept card payments. iZettle was founded in 2010 by a team of experienced entrepreneurs and investors such as index ventures, Creandum, Greylock private equity financed by partners, Northzone, MasterCard, American Express, and SEB.

The Pforzheimer precious metal experts of the hs metal values GmbH Germany open the first physical online precious metals depository. Traded on the new platform metallwerte.de can be physical gold, silver, Platinum and Palladium in the form of ingots. Even old gold as jewelry or coins can be sold. Up-to-date exchange rates which are updated every five minutes and the platform certifications by the EHI retail are Institute and trusted shops guarantee for a reputable buying and selling of physical precious metals. The new metallwerte.de is that our customers can lead their physical precious metal deposits online around the clock.

You can buy, sell, can pick up their bar in the store itself or deliver them home.” Stefan chaff, Managing Director of hs metal is values GmbH from Pforzheim the central idea of metal values, to create a platform on which people can invest in real and stable values. Gold bars serve today as it was then as sustainable currency with backup function for central banks, Companies and individuals and are suited for this very well. metal values has opened 24 hours each on all trading days, a first in the industry.” Stefan chaff, Managing Director of metal values the customer is always 100% owner of its precious metal ingots deposited in the vault. Thus our customers can at any time about their precious metal bullion physically have. “, as chaff. If customers have scrap gold, you can combine this easy with its online repository. metal values buys the old gold and paid its value according to customer requirements. So metal values that the equivalent of the Altgolds on a bank account pay opportunities for customers to leave, to exchange the old gold for new gold bullion or to claim credits as Feingold on a metal values online precious metals depository offers.

Buying and selling rates change almost simultaneously with the on-Exchange trading courses – an advantage over banks and local gold buyers, of which many usually only once a day update the course.” Stefan chaff. Managing Director of hs metal values GmbH in Pforzheim are all precious metals in German high security safes held insured and delivered to customer or provided in the store to pick up. To provide security in the online trade metallwerte.de was equipped with a data encryption at the database level. The platform and the physical custody meet highest safety standards. metal values sees itself as a brand for basic values and the responsible use of precious metal investments.” Stefan chaff, Managing Director of hs metal values GmbH from Pforzheim staff of the hs metal values have more than 20 years of experience in the precious metals Trading GmbH, a team of agents and material specialists, and support customers also on the phone always discreetly, quickly and reliably. Spot metal values a branch already operates in the gold city of Pforzheim, more are in the planning. Whether let, buy, sell, Exchange, store, pay off, deliver or personally pick metal values is all functions easily operated online off.

City Guide by utopia for sustainable shopping all talk of strategic consumption, but where to buy? So that everyone can find the points of contact for conscious consumption choices quickly, the green industry online book was “Utopia city” developed. Thus, consumers learn quickly and easily where they in their town or on the road can find organic foods, eco-fashion or green furniture, but also where an organic Cafe, veggie restaurant, an environmentally friendly cleaning, ecologically-oriented architect or diaper service hides. With consumption, make the world better: utopia City Guide Germany wide there now for every area of life better, greener alternatives as conventional products or services. But nowhere the addresses listed so practically such as in the new utopia City Guide. In these “green” pages consumers by keyword and location from the organic supermarket about Second-Hand fashion find all, what strategic consumers are looking for and need to sustainable textile cleaning, natural cosmetics and bicycle workshop. Thus any focal point Utopia city is listed, do consumers tell your sustainable tip or Lieblingsshop with other like minded people, this way, the “green” industry book is always topical.

Everyone has the ability to edit addresses to edit, to create new addresses, to comment on and to evaluate. The new city guide by utopia to sustainable addresses nationwide and more information at: the Green Guide starts with experience week in Munich under the motto “we are good things. Munich shoppt for a better world”celebrates the utopia City shopping days until Saturday, 8th to 15th May 2010, Munich from Saturday. This discovery tour through the city of Munich 35 partners in the entire Munich City area with special promotions discounts wait for gifts or test actions on consumers. In addition held tastings of delicious organic products and some of our partners offer 20 per cent discount on stylish fashion – in short: lots of sustainable surprises waiting for the consumers.

Recommend, review and win! Who after his Shopping experience online has its rating, or creates a new address, automatically takes part in a competition. Valuable prizes to win city at the start of utopia. The closing date of the competition is the 31.7.2010. About Utopia: The utopia AG operates the leading Web portal for strategic consumption and sustainable lifestyle in German-speaking countries (www.utopia.de). Utopia gives information and guidance to consumers and helps them to make their life more sustainable. In addition, Utopia promotes the dialogue process between consumers, businesses, and society towards a more sustainable policy. The utopia Foundation is supported by a Board of Trustees, composed of science, public and businesses from thought leaders. Press contact: Dannie Quilitzsch Tel 0 89 / 2 60 24 14 0 email: utopia AG Saeed str. 10 81543 Munich Medienarbeiten.de supports utopia.